Crowdlender, Opstart’s Lending Crowdfunding Portal, Grows 273% Year on Year

According to data provided by Opstart (a fintech crowdfunding hub and one of the leading players in the industry) regarding its Crowdlender-owned portal, this type of crowdfunding is experiencing particular growth, with +273% year-on-year over the first few months of 2022.

The increase follows that of previous semesters, which stood at +30%.

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The breakdown of funded projects on Crowdlender

The regions that believe most in this form of investment include Lombardy, with 35.24 percent of investors, Piedmont (25 percent), Emilia-Romagna (7 percent), and Veneto (5 percent).

Going into details, the number of investors in the first 5 months of 2023 has already exceeded the number for the whole of 2022 by 68 percent, and among the provinces that most support lending crowdfunding are Milan, Bergamo, and Monza-Brianza, as well as Turin, Bologna, and Treviso.

“100 percent of the companies we have financed through our platform to date have paid interest and principal on time. This demonstrates the soundness of our selection criteria when we decide to promote a partner company,” Giovanpaolo Arioldi, CEO of Opstart, tells us. “The projects proposed on the portal are often related to the world of sustainability, in all its facets, and this has been, for sure, a successful element for the collection. Indeed, with the campaigns, we respond to the growing demand for investments that promote a positive impact on society,” concludes Anna Raschi, general manager of the company.

Crowdlender’s collection is purely related to the real estate sector. In fact, 63.24% of the lending crowdfunding operations analyzed belong to the sustainability and green sphere, with 47% related to energy efficiency upgrades of large buildings, through the 110% bonus.

In second place, with 19% of operations, is the pure real estate sector, unrelated to the 110% bonus. The real estate sector, in all its facets, thus accounts for about 66%, often overlapping with the world of sustainability.

According to Crowdfunding Buzz data on real estate lending crowdfunding, Crowdlender has raised about 1.8 million during 2023 and 4.5 million since its launch in 2021.

The real estate lending crowdfunding market in Italy

Also according to Crowdfunding Buzz’s updated statistics, the Italian real estate lending crowdfunding market continues its vertical growth this year.

To date, during 2023, 189 projects have been financed for a total collection of more than 61 million, already two-thirds, therefore, of the entire record collection of 90 million in 2022.

The average size of projects is also increasing with 323 thousand euros raised on average from each project compared to 275 thousand last year.

Slightly decreased, however, the average size of the individual investment, which stood at 2,400 euros in these first 6 months compared to 3,200 in 2022.

About Opstart

Opstart was founded in 2015 as an equity crowdfunding portal, then expanded its core business to debt and lending crowdfunding, with Crowdbond and Crowdlender, and thematic divisions, such as Crowdre for Real Estate. Currently, Opstart is the first fintech hub in Italy to offer all crowdfunding-based alternative finance tools.

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(Featured image by moerschy via Pixabay)

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