Opstart Unifies Crowdlender: A Streamlined, Wallet-Free Investment Hub Launches December 2025

Starting December 3rd, 2025, Opstart will take a new step in building the first Italian hub dedicated to alternative finance. Crowdlender, the group’s platform focused on lending crowdfunding, will be integrated into the main portal, bringing together equity, lending, debt, and real estate in a single ecosystem.

This move is consistent with the path Opstart has embarked on in recent years, aiming to offer a comprehensive, centralized experience for investors and businesses through divisions such as Crowdre and Crowdarena.

What changes for users: a single login for all crowdfunding

For Crowdlender users, the integration is seamless. New lending campaigns are now presented directly in the “Invest” section of Opstart, while existing investors can log in with the same credentials, without having to create new accounts.

The previous Crowdlender portal remains available as a searchable archive for monitoring past investments and ongoing repayment plans.

From now on, however, all investment activities on Opstart—from lending to equity to debt issuance—converge on a single platform, allowing for simpler management and a more organic view of your portfolio.

Banca Valsabbina replaces Lemonway: goodbye to virtual wallets

One of the most significant changes concerns financial management. With the integration, Opstart ends its collaboration with Lemonway and introduces Banca Valsabbina as a new technical partner, pioneering an operating model that definitively abandons virtual wallets.

Users no longer need to top up an internal wallet, as interest and principal are credited directly to the investor’s bank account.

Those who still have a Crowdlender wallet must cash out by December 15th, 2025, as wallets will be gradually deactivated after that.

Pre-existing depreciation: continuity guaranteed

Investments made before December 3rd, 2025, will continue to be available for consultation on the Crowdlender portal in the dedicated historical section.

Starting December 28th, 2025, however, payments of installments and reimbursements relating to these transactions will also be made directly to the current account indicated by the investor, with management entrusted to Banca Valsabbina.

This update ensures operational continuity even during the infrastructure transition between the two systems.

How lending works on Opstart now: a more streamlined process

Opstart’s new lending crowdfunding investment process reflects a more streamlined model, in line with the most advanced standards of European alternative finance.

Investors can locate the campaign they’re interested in on the portal and confirm their order via bank transfer, receiving interest and principal directly into their account.

Simplifying procedures, combined with greater transparency in financial flows, strengthens the attractiveness of lending as a tool within a hub that integrates various forms of investment.

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(Featured image by Mathieu Stern via Unsplash)

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