Qonto to Deploy SAP S/4HANA in the Public Cloud in Early 2026

Qonto, a fintech company specializing in simplifying financial management for small and medium-sized businesses and the self-employed, has chosen SAP to manage its internal financial processes and expand internationally. Qonto will integrate SAP S/4HANA Public Cloud solutions with consulting firm MeltOne.

Improving productivity and securing financial processes,

Qonto has chosen an ERP on a cloud platform. Qonto’s goal is to optimize its financial efficiency. The fintech company aims to improve the productivity and traceability of its operations by standardizing, automating, and securing its financial processes.

Qonto wants to obtain a single, reliable source of its financial data

Qonto seeks a single, reliable source of financial data to improve reporting accuracy and ensure compliance with accounting standards. It also aims to strengthen internal control by automating controls and access rights management. SAP was chosen to implement an ERP system that complies with audit and electronic invoicing requirements.

The global rollout of SAP S/4HANA Cloud is planned for early 2026 for all Qonto markets, integrating into the company’s existing IT ecosystem. SAP offers a public cloud deployment model, for which it announces regular updates. The standard functional coverage rate is 99%.
Maintaining its market differentiation

Qonto aims to standardize its processes while preserving its expertise and market differentiation. “ The implementation of SAP S/4HANA Cloud represents an important step in Qonto’s growth journey ,” acknowledges Anita Szarek, CFO (Chief Financial Officer) at Qonto. “This allows us to build a scalable financial foundation that matches our international ambitions,” she said.

“Strengthening financial processes while maintaining agility”

“This strategic investment will allow us to strengthen our financial processes while maintaining the agility that has always been at the heart of our success,” said the manager. “The solution offers a solid and scalable foundation for managing complex processes on an international scale,” said Benjamin Pérat, CEO of MeltOne.

Qonto specializes in corporate financial management and boasts 500,000 customers. The company aims to simplify the daily banking lives of SMEs and independent professionals, with a 100% online business account combined with financial tools such as invoicing, accounting, and expense management.

Qonto has raised €622 million in funding

The company was founded in 2016 by Alexandre Prot and Steve Anavi. Qonto operates in eight European markets—France, Germany, Italy, Spain, Austria, Belgium, the Netherlands, and Portugal—and employs over 1,600 people.

Since its inception, Qonto has raised €622 million in funding. MeltOne is an organizational and integration consulting firm founded in 2014, bringing together 200 professionals in France and with offices in the United States, Canada, Colombia, and Asia.

__

(Featured image by Alesia Kozik via Pexels)

DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our disclaimer for more information.

This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these important disclosures.

First published in LA REVUE DU DIGITAL. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.

Although we made reasonable efforts to provide accurate translations, some parts may be incorrect. Born2Invest assumes no responsibility for errors, omissions or ambiguities in the translations provided on this website. Any person or entity relying on translated content does so at their own risk. Born2Invest is not responsible for losses caused by such reliance on the accuracy or reliability of translated information. If you wish to report an error or inaccuracy in the translation, we encourage you to contact us