Real Estate Crowdfunding Rises in Mexico Amid Shifting Investor Priorities

In the complex landscape of the Mexican real estate sector, one financing alternative has begun to gain ground among developers: crowdfunding platforms (real estate crowdfunding). These companies have grown steadily in recent years, but their application in the development of office buildings is still marginal, due to the financial logic of investors.

According to Alberto Padilla Luengas, CEO of Briq.mx, offices are the subsegment of the real estate industry that has taken the longest to recover since the Covid-19 pandemic in 2020, and at the same time, it is the one that has transformed the most.

By 2024, the real estate crowdfunding platform had developed more than 160 real estate projects worth 2.585 billion pesos ; however, only seven included an office component.

The remainder have focused primarily on housing, coliving, or mixed-use developments. While this is due to the company’s focus on the residential segment, the financial returns expected by investors also play a role.

Real estate crowdfunding platforms thrive in housing and coworking projects, while office developments lag due to investor returns, legal limits, and post-pandemic recovery challenges

“At the end of the day, investors react to the rate of return, or how quickly projects can generate revenue. Office rentals have lagged; what has been most attractive so far is the coworking model,” Padilla commented.

The coworking or shared space model has been particularly successful in urban settings where demand is high and returns are immediate. For example, Briq.mx has funded a project in the Narvarte neighborhood of Mexico City that integrates coliving and coworking in a single space.

“People can rent short- or long-term apartments and offices. These types of projects do generate attractive returns in the short term,” added the firm’s director.

Viability, return and legal structure

To develop an office building, Briq.mx evaluates the project’s financial and legal viability before committing resources, in addition to its commercial strength, measured through consolidated pre-sales or signed leases.

“If these aspects aren’t clear, it’s difficult to raise funds from a platform like ours,” Padilla said.

Another obstacle facing real estate crowdfunding in the corporate segment is the regulatory limits imposed by the Fintech Law , which restricts the amounts that can be transacted through this model.

According to regulations, real estate crowdfunding platforms have a limit of up to 1,670,000 UDIs, or up to 12.9 million pesos, to fund projects.

Although platforms have found legal mechanisms to overcome these barriers—such as splitting projects—the caps remain a deterrent for large-scale projects like corporate buildings.

“The law allows transactions up to certain amounts, but those limits have already been reached. Even so, established platforms have learned to adapt and comply with the regulations without halting their growth,” Padilla said.

Real Estate Crowdfunding, an expanding industry in Mexico

Despite these challenges, the real estate crowdfunding sector in Mexico is experiencing a period of sustained consolidation, supported by experienced platforms that have proven efficient and reliable. Some of them have reported annual growth of over 20% in funding, projects, and new investors.

In the case of Briq.mx, the firm aims to raise 660 million pesos during 2025 to fund various real estate projects.

Economic uncertainty—fueled by factors such as the imposition of tariffs by the United States —has temporarily impacted investment, but, according to Padilla, investors are beginning to adapt to the new market rules.

“People have understood that this is what it’s going to be like, and their expectations are starting to solidify. We’re seeing slightly more confidence because we’re understanding how President Donald Trump’s administration will operate. We’ve confirmed that this has been a good year for real estate crowdfunding platforms, and we’re seeing increasing confidence in real estate crowdfunding,” Padilla noted.

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(Featured image by Jakub Żerdzicki via Unsplash)

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First published in EL ECONOMISTA. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.

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