Fintech
Sempli Hits Break-Even, Expands Loan Offerings for 2025 Growth
Colombian fintech company Sempli reached break-even in 2024, with $18.3M spent and $4.5M in revenue. Serving 4,000+ clients, it captured 1% of the micro and small business lending market. In 2025, it plans 40% loan growth and launches “Flexi Credit” for short-term liquidity. Key investors include IDB-Lab, CAF, and Oikocredit.

Antioquia-based fintech company Sempli, specializing in digital credit for micro and small businesses , announced its key operating results for 2024.
According to the company, last year, its eighth year in the market, it spent more than $18.3 million and received $4.5 million in revenue, reaching its break-even point.
Another of last year’s results was surpassing 4,000 clients served, which led Sempli to capture a 1% share of the formal micro and small business lending market, impacting more than 45,000 jobs and consolidating its assets to $10.8 million.
Sempli: New short-term credit and other plans for 2025
The fintech company announced that it will add a product to its portfolio for short-term needs, called “Flexi Credit.” This product will allow businesses that require capital to make payments to third parties or payroll to apply for it with digital approval and a response within two to three days.
“Traditionally, we have offered financing products ranging from $50 million to $200 million. Now, with this new loan, we will have a capital amortization methodology at maturity, allowing our clients to obtain immediate liquidity, choose a term of up to three months, and access the benefits of early payment discounts, opening new channels, and increased quotas with suppliers,” explained Esteban Velasco, CEO and co-founder of Sempli.
Compared to this year’s projections, the Paisa fintech company expects disbursements to grow by more than 40% , reaching $26.8 million in loans.
Likewise, with the launch of Flexi Credit and its Sempli Plus loyalty program, the company anticipates that its market share will continue to increase.
Sempli bases its business model on its own financial statements, meaning it does not act as an operator of third-party resources. Its main shareholders are the Inter-American Development Bank (IDB-Lab), CAF, Oikocredit, Incofin, Comfama, and Ewa Capital, among others. It is also funded with resources from second-tier financial institutions, local banks, and international debt funds.
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(Featured image by Giovanni Gagliardi via Unsplash)
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First published in VALORA ANALITIK. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.
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