Vivid Expands Multi-Currency Interest Accounts for Business Clients

Fintech company Vivid has expanded its offering for business customers by introducing interest-earning accounts for balances held in US dollars and British pounds, in addition to euros. Alongside this move, the company is broadening its treasury services and creating a unified interface that allows businesses to manage balances and investments in one place.

The development comes as the financing environment for European startups has shifted significantly. Capital is now allocated more selectively, and funding rounds are taking longer to close. According to Vivid, around 60% of startup investments come from international investors, with the United States accounting for about 27% of that share.

Fintech company Vivid adds interest on USD and GBP balances while strengthening treasury tools for startups managing international funding

As a result, many companies receive funding in US dollars and increasingly maintain balances across multiple currencies. At the same time, extending financial runway has become a major priority for startups. In this context, securing liquidity and actively managing cash reserves, including earning interest on available funds, is becoming an important strategic factor.

Vivid’s expanded service aims to help companies manage these challenges more effectively. Through its multi-currency interest accounts, businesses can earn interest on existing balances directly within their business accounts while retaining flexibility for international transactions.

“Raising capital is only one part of the equation. The crucial factor is managing it efficiently,” said Esmond Berkhout, CEO of Vivid Money. He noted that the multi-currency interest accounts allow startups to increase operating balances within their business accounts while still using those funds for global payments.

Under the new offering, companies can earn 5% annual interest on USD and GBP balances for five months and 4% annual interest on euro balances for four months. After these introductory periods, rates can reach up to 2% annually.

The USD and GBP interest accounts support international payments through SWIFT and can be activated directly on the Vivid platform. According to the company, businesses can manage liquidity without opening additional bank accounts or relying on external banking partners, currency conversion services, or separate treasury solutions.

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First published in IT Finanz magazin. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.

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