Where to invest money for good return

It is mid of the year and finally, you have money to invest. Maybe you only had one climb. Or maybe a year-end bonus is to burn a hole in your pocket. Either way, you have to be wise to invest if you want to count those extra dollars. According to a survey in 2017, on average we waste £360 each year in things like takeaway meals, under-used TV subscriptions, needlessly high utility bills, takeaway coffees, buying too many ready meals, and money spent in a pub, cigarettes and alcohol.

The problem is that you have no idea where to invest your money. While you know there is a myriad of investment opportunities available, the number of options is enormous.

In the world of investment, this is called “paralysis through analysis.” We spend so much time analyzing the options, eventually shifts and does not invest at all. And finally, the extra money we save is consumed by bills or unexpected expenses.

6 investments you should absolutely make in 2018

1. The stock market

While everyone knows that investing in the stock market has always been useful, there are too many people who do not trust the financial markets and choose to stay on the sidelines.

Investing in the stock market means that you can contribute to the capital of a company whenever it is publicly traded. The capital of a company can be acquired by buying its shares, and the price of these shares will rise or fall depending on the financial development of the company. Investors receive benefits if the company from which the capital was acquired also makes a profit.

The most important thing about investing in the equity market is that good returns are only possible if the investor is extremely cautious in choosing the stocks in which he wants to invest. Low beta stocks are a better option for rising or falling stock prices depending on market fluctuations.

“Every dollar you contribute can get a dollar match,” says Scott. “It’s a 100% return on your investment.”

If you cannot get the most out of your 401 (k) or if you contribute enough to get a match, then it’s best to start here.

2. Real estate

Real estate is a good place to invest. There are many ways to invest in real estate without having to deal with physical property. The returns offered by real estate are higher than in any other sector. If you have the resources to make big investments in real estate, you need a little patience as the value of the property or land will increase significantly over time. To make the most out of real estate investments, you can check out the article on Forbes written by Jeff Rose.

3. Mutual funds

When investing in mutual funds, your funds will be involved in a group of investment opportunities, primarily bonds and equities. Since your investments are diversified when you invest in mutual funds, it is considered a much safer option compared to single stocks on the stock market. Another big investment factor in mutual funds is that the funds are managed by trained bankers who are better positioned than the usual investors in the management of investment portfolios.

Although there may be lots of options in the market you might want to invest in, self-improvement is still the most relevant and profitable investment that anyone can make. (Source)

4. Initial Public Offerings

IPOs are companies that want to sell their shares to the general public. During the IPO, prices are usually low. If the company’s performance is the same, the investor has better chances of winning. Initial public offerings are among the most preferred investment options in India and offer returns in excess of 60 percent per annum.

5. Systematic Investment Plans

SIPs are simple but intelligent options that force people to regularly invest a certain amount. The investor can choose the method of payment (quarterly/monthly/weekly) according to his wishes and preferences. The selected amount will be automatically debited from the investor’s linked account and included in a specific fund plan. With each debt in the account, additional plan shares are purchased and added to the investor’s investment fund account. SIPs are considered to be ideal savings vehicles because they not only bring health benefits but also help investors get used to saving.

6. Invest in you

This last investment option may seem trivial, but it is one of the best investments we can make. By investing in yourself, you are improving the greatest capital you will ever have.

Believe it or not, there are many ways to invest in yourself that do not cost a ton of money. One of the best ways to improve yourself can be for free if you have a library.

It’s good; read a ton of books! But how much should you read? According to Morgan Ranstrom, a financial planner in Minneapolis, reading three to five books on successful personal finance strategies or leadership skills will make you smarter in the coming months.

It is claimed that CEOs of large companies read an average of 60 books per year. These guys and girls run businesses worth millions or billions, and they can still read 60 pounds a year. Imagine how busy they are. Well, ask yourself now, how busy you are.

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DISCLAIMER: This article expresses my own ideas and opinions. Any information I have shared are from sources that I believe to be reliable and accurate. I did not receive any financial compensation in writing this post, nor do I own any shares in any company I’ve mentioned. I encourage any reader to do their own diligent research first before making any investment decisions.