Credit Saison Invests in RedGirasol in Landmark Mexican Fintech Impact Deal

RedGirasol, a Collective Financing Institution authorized and supervised by Mexico’s National Banking and Securities Commission (CNBV), and a pioneer in impact investing, has announced a landmark alliance for the Mexican fintech ecosystem through the incorporation of Credit Saison Mexico as a new institutional investor in its loan portfolio.

Credit Saison Mexico is part of Credit Saison, a publicly listed Japanese financial services company traded on the Tokyo Stock Exchange.

Credit Saison backs RedGirasol with 100 million peso impact investment in Evergreen portfolio

This agreement represents a major milestone for both organizations and for the broader Mexican fintech sector, as RedGirasol becomes the first Mexican fintech selected by Credit Saison Mexico to channel its impact investment capital within the country. The partnership begins with an initial investment of 100 million pesos, equivalent to approximately 5.8 million US dollars, underscoring strong institutional confidence in RedGirasol’s model of impact-driven financing and in the growth potential of Mexico’s sustainable lending market.

Credit Saison, which is celebrating its 75th anniversary, joins RedGirasol as an institutional investor with a mandate to deploy capital into productive, high-impact loans. The funds will be allocated through Evergreen Investment, also known as RedGirasol Investment, a structured product designed to finance a diversified portfolio of sustainable and productive credit assets. These loans support a wide range of projects aimed at generating measurable social and economic benefits.

According to Carlos Rius, Country Manager of Credit Saison Mexico, the collaboration is intended to strengthen liquidity in both the private debt market and the secondary market that RedGirasol has developed. He emphasized that the partnership positions Credit Saison as an active liquidity provider, contributing to the evolution and professionalization of Mexico’s alternative lending ecosystem.

Both institutions have indicated that this alliance is designed with a long-term perspective. They also noted the possibility of scaling the investment amount in the future, depending on market conditions and demand for sustainable credit opportunities. This flexibility reflects a shared ambition to expand the reach and impact of responsible financing in Mexico.

For RedGirasol, which has built a community of investors over the past decade, the entry of a globally recognized institution like Credit Saison represents a strong validation of its operational transparency, credit evaluation processes, and investment structure. The inflow of institutional capital is expected to significantly enhance liquidity in the Evergreen Investment product, enabling broader financing capacity for borrowers.

Mauricio de Mucha, CEO of RedGirasol, stated that the partnership followed a year-long due diligence process and represents a significant vote of confidence. He highlighted that the agreement will accelerate platform growth and improve the value proposition for both borrowers and investors, setting a new benchmark for the Mexican fintech industry.

The transaction operates fully within Mexico’s regulatory framework for crowdfunding institutions, established under the Fintech Law. This legal structure has enabled greater institutional participation while ensuring investor protection and market transparency.

Together, RedGirasol and Credit Saison are launching a collaborative effort aimed at scaling sustainable finance solutions, strengthening financial inclusion, and contributing to Mexico’s progress toward the United Nations Sustainable Development Goals.

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(Featured image by Bhargava Marripati via Unsplash)

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First published in latamfintech. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.

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