Connect with us

Featured

The Serasa solar truck brings fintech to the Brazillian countryside

If you happen to be on a stroll in Brazil you might spy Serasa’s solar-powered truck trundling around offering a variety of financial services. Serasa currently has 46 partner companies among banks, credit cards, telephone and pay-TV operators. The truck is designed to bring financial services to remote parts of the country and improve access to banking in Brazil.

Published

on

This picture show an old car and represent the transition between that and the new solar trucks.

The startup Serasa Consumer starts the engines of the Serasa truck that is equipped with 10 solar panels for producing its own energy and provides free access and services for consumers.

The Born2Invest mobile application provides the best business, Fintech, and finance news, from the most trusted sources in 80 words or less. Updated throughout the day, the Born2Invest mobile application is a professionally curated digest of business news.

The truck that brings your bank to you

This year’s journey begins in São Paulo Brazil, and will pass through more than 40 cities by December, totaling more than 18,000 kilometers driven on Brazilian roads. In its first two years, the truck has made it possible to serve more than 200,000 people.

The itinerant Serasa truck offers a wide range of services including: consulting the CPF, knowing and understanding your credit score with the Serasa Score, simulating and/or contracting loans in the Serasa eCred online credit comparator, and accessing the renegotiations of late and/or negative debts with Serasa Limpa Nome partner companies, leaving the truck with the payment slip in hand.

In 2020, the truck will have some new features. In addition to all the services offered, the consumer will also have the opportunity to get to know a program that presents an opportunity for extra income. The fintech company SumUp will offer training courses for those who want to become a sales consultant for their machines, with remuneration for each transaction they attract.

Collaboration

Fabiano Camperlingo, CEO of SumUp in Brazil commented that “SumUp exists to collaborate with the growth of micro-entrepreneurs, so that these people have access to payment technologies that facilitate the receipt for sales of products and services provided, with security, speed, and fair rates. We are happy to be part of an important financial education activities such as the Serasa Itinerante project, in which we will have the opportunity to share knowledge and train new fintech consultants in all regions of the country, preparing these people to achieve the change of life they want,”.

SEE ALSO  5 tips for a successful cloud migration

The 10 cities chosen are: Imperatriz, Maringá, Arapiraca, Diadema, Maracanaú, Itabuna, Camaçari, Dourados, Itajaí and Feira de Santana. 

“The objective of this project is to provide access to the information and free services that Serasa offers, especially for people who do not have easy access to the Internet. In the first year, we showed that debt negotiation is the first step towards improving financial health. In the second year, we took financial education so that the rate of recidivism of indebtedness would decrease. This year we have three new goals: to make the consumer project, so that we will have 10 cities chosen by popular vote, making it an even more sustainable project through the production of energy itself and enabling consumers to have access to a form of extra income, which is one of the main factors in default,” said Giresse Contini, manager of Serasa Consumidor.

Partner companies

Currently, Serasa has 46 partner companies among banks, credit cards, telephone and pay-TV operators such as Ipanema, Tribanco, Porto Seguro, Itaú, Claro, NET, Recovery, and Vivo. Negotiations with them are possible in the itinerant truck, in Serasa branches throughout Brazil and through the website of Serasa Limpa Nome.

“With the initiative, Serasa Consumidor increases its proximity to the population, attending in person at no cost and carrying information, which is the first and most important step towards the beginning of a healthy financial life. In addition, we are aware that empowering people to have mastery and knowledge of their financial history is the way to a more economically comfortable future. Lack of time or access to the Internet cannot become a barrier to citizens having access to quality information,” concluded Giresse.

SEE ALSO  How the credit market is evolving with technology

__

(Featured image by Free-Photos via Pixabay)

DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our disclaimer for more information.

This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these important disclosures.

First published in ultimoinstante, a third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.

Although we made reasonable efforts to provide accurate translations, some parts may be incorrect. Born2Invest assumes no responsibility for errors, omissions or ambiguities in the translations provided on this website. Any person or entity relying on translated content does so at their own risk. Born2Invest is not responsible for losses caused by such reliance on the accuracy or reliability of translated information. If you wish to report an error or inaccuracy in the translation, we encourage you to contact us.

Anne Kings is a reporter for the financial sector, often tackling Wall Street and shareholders' interests. She also covers the intersection of media and technology, and delves into interesting topics on entertainment. Sometimes she also writes about the cannabis industry, in particular CBD and hemp. She is currently based in New York.