Real Estate Financing Through Crowdlending in Spain Grew by 53% in 2024

Real estate crowdlending has established itself as a key alternative for developers to finance their projects in Spain.

During 2024, the volume financed through this modality reached around 230 million euros, which represents an increase of 53% compared to the nearly 150 million euros recorded in 2023, according to a study carried out by Civislend, which analysed the operations of the main platforms in the sector in Spain.

Real estate crowdlending platforms have been able to position themselves as effective intermediaries

By number of projects, crowdlending platforms financed around 150 real estate projects in 2024, representing an increase of 36% compared to the approximately 110 projects of the previous year.

This notable progress is due to several factors. Among them, the agility and flexibility of the loan acquisition and formalization process offered by these platforms in comparison with traditional structures stands out.

In addition, regulated platforms have the capacity to finance developers’ projects for up to 5 million euros, which opens up a range of significant opportunities in this segment.

Thanks to these advantages, real estate crowdlending platforms have been able to position themselves as effective intermediaries, connecting investors with high-quality opportunities in the real estate sector, which generate average double-digit returns and in which one can participate from a minimum ticket of 250 euros .

“Crowdlending is transforming the way real estate projects are financed in Spain. Platforms like Civislend not only offer agility and transparency, but also democratize access to investment opportunities, connecting developers and investors more efficiently than ever before,” says Íñigo Torroba, CEO of Civislend.

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(Featured image by nattanan23 via Pixabay)

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First published in Funds Society. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.

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