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Travel insurance gives you a peace of mind so you can enjoy your trip. But there are circumstances when you don't really need one.
A traveler may experience unforeseen events that would force him to cancel a trip. However, getting a travel insurance refund may not always be possible.
Aside from a lawsuit, nothing can give you undue stress except for a travel refund gone bad. Travel diplomacy is the key to getting your money...
When traveling, you have to plan ahead and take necessary steps to protect yourself.
The best time to cancel a policy is always during the free trial period and not afterward.