Smartika, the owner of the eponymous platform for loans between private individuals and part of the Sella Group, has launched a talent crowdfunding to finance the studies of young people.
Smartika, therefore, allows its lenders to invest in the training sector, with a twofold objective: on the one hand, to facilitate access to financial resources for the education of students who are often unable to carry out their study projects because they do not have their own guarantee capacity or are unable to use ordinary credit on their own, and on the other hand, to diversify the lenders’ portfolios by reducing risks in times of financial turbulence.
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The company entered into a partnership with the Boolean tech academy
To operate in this area, the peer-to-peer lending company has signed a partnership with Boolean, a tech academy that uses top-level professionals to teach the basics of programming to students throughout Italy, transforming IT enthusiasts into professional web developers.
Boolean is the first tech academy in Italy to offer a six-month full time online course to become a Full Stack Web Developer and boasts a 98% employment rate. Founded in 2018, the academy is inspired by the concept of the American bootcamp, combining intensive frontal learning methods with all the advantages of remote teaching.
Thanks to the agreement with Boolean, Smartika receives from Boolean the requests for funding from interested students and carries out an internal evaluation of the information provided by the students and the employment rate. The financing is provided by lenders who decide to finance loans in this area.
A new version of P2P lending platform in open banking is also available since july
The new solution has been developed by Smartika, in collaboration with the Sella Group’s open banking platform, Fabrick, and Quid Informatica, controlled by Equinox and supplier of Qinetic, an innovative product for the management of credit processes, which constitutes the operational and administrative platform. Smartika together with the latter and Centrico, the technology and services company Bpo of the Sella Group, last July also launched a new version of its P2P lending platform in open banking mode.
Smartika was founded in 2007 by Maurizio Pietro Sella, the namesake and relative of the president of the banking group, but has always operated in the financial sector outside the group itself. In January 2016 Smartika had closed a capital increase of $4.43 million (€3.72 million), which had been subscribed by London-based Hamilton Ventures, TP&Partners (investment holding company founded by EQValue and Tommaso Pompeii), Luigi Cosenza and other private investors . In July 2018 the Sella Group had then acquired 85% of Smartika. Smartika has operated as a regulated and supervised payment institution by the Bank of Italy since February 2012.
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First published in Be Beez, a third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.
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