PreAste Launches Crowdfunding to Simplify NPL Investments in Italy

PreAste, a company launched by the founder of Trusters to “democratize” investments in NPLs, has launched an equity crowdfunding round on WeAreStarting

Pre-Auctions and the European “Secondary Market” Directive

Introduced in Italy in 2024, the European “Secondary Market” Directive regulates the management and disposal of non-performing loans (NPLs), i.e., bank loans that are difficult to repay.

The legislation established credit purchasers, specialized intermediaries authorized to purchase NPLs from other EU countries as well. Ex-115 companies will need to evolve by obtaining specific national authorization.

In this new scenario, PreAste was born , an online platform dedicated to investments in NPLs, which this summer launched an equity crowdfunding campaign on WeAreStarting.

To date, the round has raised €120,000, compared to the minimum goal of €50,000, and is aiming for a maximum goal of €400,000.

PreAste Expands NPL Investment Access Through Crowdfunding and Strategic Partnerships

In collaboration with a credit purchaser in the authorization phase, it will publish offers to purchase non-performing loans.

Registered investors will be able to consult detailed analyses of credit, associated property, risks, and costs, all summarized in a qualitative rating also supported by AI.

The investment will be recovered through a judicial auction, awaiting the auction for potential financial returns, or through an out-of-court auction, meaning the property will be directly acquired for possible resale or independent management. Operational launch is planned for autumn 2025.

PreAste Targets 2025 Launch with AI-Powered Platform for Non-Performing Loan Investments

PreAste.com, owned by the start-up Mindpower founded by Andrea Fernando Maffi (former founder of Trusters), aims to simplify access to complex real estate transactions for non-professional investors.

PreAste.com aims to be a point of reference and organized network for anyone interested in the credit market, thanks also to a team composed of the founder and five external collaborators with multidisciplinary skills.

More than a year after its founding, PreAste is focusing on a customized platform and strategic partnerships (e.g., Immobiliallasta.it and PPK Innovation) to reach qualified operators such as institutional investors and debt collection companies.

The model includes an annual subscription of €3,000 + VAT and a 1% commission. The goal is to build a select community of 2,000 users by the end of 2026, while maintaining quality and specialization.

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(Featured image by micheile henderson via Unsplash)

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